Underinsured Motorist Coverage: When Does a Person “Occupy” the Insured Vehicle to Qualify for UM Coverage in Rhode Island?

Uncategorized

Uninsured (UM) and underinsured (UIM) motorist coverage protects the injured party after an accident when the at-fault party’s insurance is insufficient.  UM coverage applies when the at-fault party has no insurance, or is a hit and run driver. UIM coverage applies when the at-fault party has some insurance but not enough. UM/UIM coverage not only…

Read More