Insurance Disputes, Denial of Claims,
Insurance Bad Faith Lawyer
Have you had an insurance claim denied?
If you have purchased an insurance policy, then you have important legal rights. Insurance policies are contracts. If an insurance company has broken that contract or has otherwise treated you unfairly, then we can help you.
Why Do Insurance Companies Often Mistreat Consumers?
Insurance companies are large, powerful entities. The chief mission of insurance companies is to maximize their corporate profit. On the other hand, the law requires insurance companies to follow their own contracts and to treat consumers fairly. As detailed in firm founder Mike Bottaro’s article published in Rhode Island Bar Journal, the desire to maximize corporate profit often clashes with consumers’ rights.
What is Insurance Bad Faith?
It is well established in our legal system that insurance companies must not only follow their contract, but that they must also act in “good faith and fair dealing” towards their consumers. After all, the consumer insured has honored its end of the agreement by paying premiums to that insurance company. The failure to do so constitutes a legal wrong known as “bad faith.”
Insurance bad faith disputes arise in the context of any insurance contract such as personal property and casualty insurance (automobile insurance, homeowners insurance, or fire insurance). Additionally, business owners may have concerns about their Commercial General Liability (CGL) policy, Errors and Omissions (E&O) policy, or other types of insurance policies.
We Hold Insurance Companies Responsible For Their Contract.
If you are struggling with an insurance company, do not delay in contacting us. As Rhode Island bad faith lawyers and Massachusetts bad faith lawyers, we investigate breach of contract claims, violations of the Massachusetts Consumer Protection law, Massachusetts General Laws Chapter 93A and similar law in Rhode Island for claims like breach of contract and insurance bad faith.
Insurance bad faith is a serious issue that may give rise to an award of damages, including punitive damages and attorneys’ fees.