What if the person who caused my accident was uninsured?

Massachusetts law mandates that your own automobile liability insurer shall offer you uninsured motorist (UM) / underinsured motorist coverage (UIM) in an amount equal to your bodily injury liability limits at least in the amount of $20,000 per person or $40,000 per accident (M.G.L.A. 175 §113L).

UM/UIM coverage protects you and your occupants in situations where the at-fault driver lacks bodily injury insurance or where your damages exceeds the other party’s limits. If this situation may apply to you, contact us right away to discuss this potentially complex situation in greater detail.