Frequently Asked Personal Injury Questions

1. Do I have a personal injury case?

Your personal injury case starts with contacting Mike at The Bottaro Law Firm, LLC. As you can see from this site, personal injury law is complex and involves many factors. When it comes to accident attorneys, experience matters. For more personal injury help, contact accident attorney Mike Bottaro for free right now to discuss your situation confidentially.

2. Why do I need a personal injury attorney?

In Rhode Island and Massachusetts, you need a personal injury attorney to protect your rights and ensure that you are treated fairly by the civil justice system. At The Bottaro Law Firm, LLC, personal injury law is all that we do. As a licensed Rhode Island and Massachusetts accident attorney, Mike has the power and ability to properly investigate, file, and prosecute your personal injury accident case through settlement or trial. In today’s insurance world, fast settlements that fairly compensate you for your injuries are increasingly rare. If you do not have a lawyer, a defendant or a defendant’s insurance company has no incentive to treat you fairly or settle with you for fair market value. Without a personal injury attorney, you have no leverage because, for example, there is no threat of a credible lawsuit. Pro se (unrepresented) plaintiffs are at a huge disadvantage of not understanding the settlement process, court system, or the law. Without a personal injury attorney, you are much more likely to make mistakes that will decrease, or worse, destroy the value of your personal injury case. For more personal injury help, contact accident attorney Mike Bottaro for free right now to discuss your situation confidentially.

3. How much will my personal injury case cost?

You pay nothing unless we are successful. In a personal injury case, we only earn a fee if we win. We meet with you for free. And on most cases, we will also advance all legal costs. You will only pay us a legal fee if and when we obtain compensation for you. Period. There are no “retainers”, hourly bills, or other hidden fees.
We are AV rated by Martindale Hubbell and have received a 10.0 rating from Avvo.com. If for any reason you are not satisfied, you may terminate us at anytime. Our Clients’ Rights page and our actual client testimonials provide additional information. We are passionate about representing good people. For more personal injury help, contact accident attorney Mike Bottaro for free right now to discuss your situation confidentially.

4. When will my personal injury case settle and for how much?

There are numerous factors that go into the evaluation of a personal injury case. Be aware of any lawyer who heavily advertises or does not practice personal injury accident law regularly. You might be promised a “quick settlement.” That is often code for a “bad settlement.” While this type of lawyer quickly moves onto another case, you have forever given up your right to the full value of compensation that you may deserve. At The Bottaro Law Firm, while we use our experience and technology to process your claim as efficiently as possible, we will not shortchange the value of your case. For more personal injury help, contact accident attorney Mike Bottaro for free right now to discuss your situation confidentially.

5. How do I select a personal injury attorney?

If you are reading this, chances are you have experienced a personal injury. There are a lot of lawyers claiming to be Rhode Island or Massachusetts personal injury attorneys. Please choose a personal injury attorney by reading about the attorney’s experience, dedication to the field of personal injury law, what actual local clients say, and the lawyer’s adherence to the highest ethical standards.

  • Who will actually handle your case?
  • Will you receive prompt return of your telephone calls?
  • What percentage of the lawyer’s practice is dedicated to personal injury law?
  • What is the lawyer’s record of involvement in his community and professional bar associations?
  • What is the lawyer’s reputation in the legal community?
  • Will the lawyer actually file a lawsuit and, if necessary, pursue it through trial?
  • Does the lawyer have the resources and ability to aggressively fight for you?
  • Or is the lawyer simply looking for a quick settlement?
  • Ultimately, can you place your trust in this lawyer?

For more personal injury help, contact accident attorney Mike Bottaro for free right now to discuss your situation confidentially.

6. What is liability insurance?

Individuals and businesses purchase liability insurance to protect them from personal financial loss in the event that an act of negligence causes harm to another. Liability insurance protects the policy holder from personally paying for damages they cause to others. This insurance also covers the cost of your defense lawyer and legal costs incurred in defending you. For example, homeowners insurance ordinarily covers homeowners for damages caused from slippery sidewalks. Massachusetts and Rhode Island require all motorists to carry a minimum amount of bodily injury insurance to compensate others who have been injured in an auto accident. These types of insurance are mandatory and are intended by our society to help compensate personal injury victims.
When we represent a personal injury plaintiff, we understand and our client understands that often times their injury was not caused by a defendant out of malice or intention. Nonetheless, our clients have been injured and deserve just compensation. Liability insurance provides financial protection and legal representation to guide defendants through a personal injury loss, act of medical malpractice, or other type of accident. For more personal injury help, contact accident attorney Mike Bottaro for free right now to discuss your situation confidentially.

7. What is Uninsured (UM) or Under-Insured (UIM) Insurance?

Although Rhode Island and Massachusetts require all motorists to carry liability insurance, unfortunately some drivers who cause accidents have failed to purchase such insurance or allowed it to lapse. Such drivers are considered to be “uninsured motorsits” (“UM”). In other instances, an at-fault driver has only purchased an amount of insurance that is insufficient to cover the injured person’s damages. These drivers are known as “under-insured motorists” (“UIM”).
Rhode Island and Massachusetts account for these situations by requiring all insurance companies to offer UM and UIM insurance to drivers. If you have purchased such insurance, then you are paying for protection against UM and UIM drivers. At The Bottaro Law Firm, we investigate the applicable insurance policies and if necessary, pursue UM and UIM claims. This coverage “steps into the shoes” of the at-fault driver and pays you the same kind of damages you could have recovered from the at-fault driver’s insurance had the driver been insured. UM and UIM coverage may be available to pay your claim in situations that you may not even realize. Therefore, please contact us 24 hours a day to schedule a free confidential consultation. While it may seem unfair that your insurance company would have to pay you, you are paying a premium for this insurance coverage.
Your insurance company is not compensating you out of favor, but rather they are obligated to do so under the insurance policy that you bought. This type of insurance is absolutely crucial and we should all purchase insurance in an adequate limit for these situations. You cannot afford to be without it. For more personal injury help, contact accident attorney Mike Bottaro for free right now to discuss your situation confidentially.