Boat Accident FAQ
Insurance companies will try to get you to settle before you know the extent of your losses—which means you may not get all the compensation you deserve. Hiring a boat accident attorney to deal with the insurance companies for you can help you avoid mistakes that might jeopardize your claim. You can learn more in our free publication, here: Insurance’s 5 Best Kept Secrets.
Potentially. After any type of accident, it’s important to get legal help right away. Evidence needs to be collected and preserved as soon as possible, and you may need medical treatment records from the accident to help prove your claim. A delay won’t necessarily hurt your claim, but it’s best to speak with an attorney as soon as you can.
Yes and no. Like other personal injury claims, boat accident claims for compensation are typically based on someone else’s negligence. In order to recover maximum compensation for your losses, you’ll need to hire an attorney to investigate and collect evidence to prove that someone else was at fault for the accident.
However, boating accidents often result from boat-specific issues, like improper boat maintenance or reckless boating. Those may be in addition to issues like driving while distracted or intoxicated, which often occur in other types of accidents. To identify all possible sources of compensation for your losses, it’s important to hire a knowledgeable attorney with specific experience handling boat accident claims in Rhode Island or Massachusetts.
In both Massachusetts and Rhode Island, only certain boaters are required to wear PFDs. However, all boats are required by law to have a certain number of PFDs on board. Even though not every passenger is required to wear a PFD, you’re more likely to survive in a boat accident if you do wear one. You can still pursue a claim even if you were not wearing a life jacket at the time of your accident.
Typically, you have 3 years after the accident to file a claim. However, the sooner you file your claim, the sooner you’ll be able to recover the compensation you deserve.
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