Uninsured (UM) and underinsured (UIM) motorist coverage protects the injured party after an accident when the at-fault party’s insurance is insufficient. UM coverage applies when the at-fault party has no insurance, or is a hit and run driver. UIM coverage … Continue reading
Some may think that landowners are responsible for any injury on their premises because they have an affirmative duty to exercise reasonable care for the safety of persons expected on their land, including protecting against the risks of dangerous conditions. However, … Continue reading
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