Car Accident Lawsuit Myths: What’s Really True?

Misunderstandings about a car accident lawsuit can keep accident victims in Rhode Island and Massachusetts from seeking the help they need.

At Bottaro Law, we pride ourselves on setting the record straight and helping Rhode Islanders navigate the personal injury process. Let’s take a closer look at some common car accident lawsuit myths and uncover the truths behind them.

Warwick, RI Car Accident

Car Accident lawsuit: separating fact from fiction with Bottaro Injury Lawyers in Rhode Island and Massachusetts.

Myth #1: If You Were Partially at Fault, You Can’t Recover Compensation

One of the most persistent myths is that you must be completely blameless to recover damages after an accident. In Rhode Island, however, this simply isn’t true. Under Rhode Island’s comparative negligence laws, you can still pursue compensation even if you share some fault for the accident. For example, if you were found to be 20% at fault, you could still recover 80% of the awarded damages. The key is demonstrating that the other party was primarily responsible. This myth often discourages people from seeking legal help, leaving them to shoulder medical bills and lost wages on their own. At Bottaro Law, we’re here to help you understand your rights and maximize your recovery.

Myth #2: Insurance Companies Always Offer a Fair Settlement

Another widespread misconception is that insurance companies are on your side. After all, they’re supposed to cover your expenses after an accident, right? Unfortunately, insurance companies are businesses first and foremost. Their goal is to minimize payouts and protect their bottom line. This means that initial settlement offers are often lower than what victims truly need to cover their expenses. It’s not uncommon for accident victims to accept these offers without realizing they can negotiate for more. That’s where having experienced Rhode Island personal injury lawyers on your side can make all the difference. We understand the tactics insurers use and know how to fight for fair compensation.

Myth #3: Minor Injuries Don’t Warrant a Claim

“It was just a minor accident—I don’t need a lawyer.” This is a sentiment we hear often, but it’s a myth that can leave victims paying out-of-pocket for damages they didn’t cause. Even seemingly minor injuries can lead to long-term complications, unexpected medical expenses, and time off work. For example, whiplash—a common injury in rear-end car accidents—might not seem serious at first but can cause chronic pain and mobility issues down the line. By dismissing these injuries as “minor,” you risk forfeiting the financial support you need to recover fully. At Bottaro Law, we encourage anyone who’s been injured—no matter the perceived severity—to seek a free consultation and explore their options.

Myth #4: You Must Go to Court to Win Compensation

Some people avoid pursuing a claim because they fear a drawn-out courtroom battle. In reality, most personal injury cases are resolved through negotiations and settlements. Only a small percentage actually go to trial. A skilled personal injury lawyer can often achieve a favorable outcome without ever setting foot in a courtroom. In Rhode Island, having an attorney who understands the local courts and legal process can streamline your case and help you reach a resolution more quickly. At Bottaro Law, we’re known for settling many cases efficiently and successfully—giving our clients the peace of mind they need to focus on healing.

Myth #5: Personal Injury Lawyers Are Too Expensive

Another common myth is that hiring a personal injury attorney is too costly. Many Rhode Islanders worry that they can’t afford legal representation. What they don’t realize is that most personal injury attorneys, including Bottaro Law, work on a contingency fee basis. This means we don’t get paid unless you win your case. There are no upfront fees or hourly rates. This arrangement allows everyone, regardless of financial means, to access high-quality legal representation. With the right lawyer by your side, you stand a much better chance of recovering the full amount you’re entitled to.

Myth #6: You Have Plenty of Time to File a Claim

Procrastination is another pitfall caused by misinformation. Rhode Island’s statute of limitations for personal injury cases is generally three years from the date of the accident. While that may seem like plenty of time, building a strong case takes effort. Evidence can fade, witnesses’ memories can become less reliable, and insurance companies may become less cooperative over time. Acting promptly ensures that you preserve critical evidence and keep your case on track. At Bottaro Law, we advise clients to contact us as soon as possible so we can start working on their case without delay.

Myth #7: All Lawyers and Law Firms Are the Same

Finally, many people assume that all personal injury lawyers are interchangeable. In reality, the attorney you choose can significantly impact the outcome of your case. Each law firm has its own approach, resources, and level of experience. At Bottaro Law, we focus exclusively on personal injury cases, and we know Rhode Island law inside and out. Our team is dedicated to compassionate client service and aggressive advocacy. By choosing a firm that specializes in personal injury, you increase your chances of a successful outcome.

Conclusion

Misconceptions about personal injury claims can prevent people from seeking the compensation they rightfully deserve. Individuals can make informed decisions about their legal options by understanding the truth behind these common myths. If you’ve been injured due to someone else’s negligence, consulting with a knowledgeable attorney is the best way to protect your rights and secure fair compensation.

It’s Good to Know Mike Bottaro

At Bottaro Injury Lawyers, we understand there are challenges. Which is why we offer local, 24/7 legal support for personal injury victims throughout Rhode Island and Massachusetts. Our process is simple and easy, ensuring you get the help you need without unnecessary stress.

Don’t wait—protect your rights and get the justice you deserve. Contact Bottaro Injury Lawyers today. Text or call us at 401-777-7777 or fill out our free and confidential online form. We are here to serve and help you!