Workers’ Compensation Benefits: Basics to Know as a Rhode Island or Massachusetts Employee

As a Rhode Island or Massachusetts employee, you have a collection of rights. This includes a right to workers’ compensation benefits, should you get injured on the job.

Seems straightforward and reasonable… However, many employers and their insurance companies short-change or fail to pay their injured employees. This is where a personal injury law firm, like Bottaro Injury Lawyers, can assist in collecting workers’ compensation benefits owed to you!

Worker suffering from an injury

Do you have questions about how to begin your workers’ compensation claim? Or have you started the process and now have questions about your claim’s worth? It’s not too late to call a Rhode Island or Massachusetts workers’ compensation attorney at Bottaro Injury Lawyers to discuss your options!

Since many of our Rhode Island and Massachusetts community members are eligible employees, today’s blog highlights key aspects of intricate state workers’ compensation laws you should know to protect your rights. If you are injured at work and wondering where to turn next, call us now to discuss your claim!

Rhode Island Workers’ Compensation Act – What to Know:

Depending on the injury in question, Rhode Island employees are eligible for various workers’ compensation coverage, including death benefits, wage replacement, vocational rehabilitation, and medical coverage. Your level of disability affects your benefits.  If you suffer from a permanent total disability, your damages are capped but last for the duration of your disability/death. If you suffer from a partial disability, a different payment calculation applies, and you’re capped at 312 weeks of pay.

Additionally, coverage can get murky based on the specific facts of your case… Proving the extent of your injury and how incapacitating it is can be difficult and cumbersome! Our workers’ compensation attorneys are specially equipped to evaluate your situation and fairly value your workers’ compensation claim.

Has your workers’ compensation award been reduced or unfairly rejected? Should the need arise, we can help appeal your case to the Rhode Island Workers’ Compensation Court or file a lawsuit on your behalf. No matter where you are in the workers’ compensation benefits process, call us to ensure you get the compensation you deserve.

Massachusetts Workers’ Compensation Act – What to Know:

Like in Rhode Island, Massachusetts state laws dictate what workers’ compensation benefits and coverage are available to individuals based on the nature of the person’s injury. Massachusetts categorizes injuries into three specific categories: temporary partial disability, temporary total disability, and permanent partial or total disability:

  • Temporary partial – Employee owed up to 75% of their weekly total temporary benefits. (Temporary total benefits are 60% of your gross average weekly wage, see below) (up to 260 weeks of payment allowed).
  • Temporary total – Employee owed up to 60% of average weekly wages/salary, so long as the amount does not exceed the maximum weekly compensation rate (up to 156 weeks of payment allowed).
  • Permanent partial/total – Employee owed up to two-thirds of average weekly wages/salary (until death).

Additionally, each state’s Workers’ Compensation Act includes calculations for specifically identified injuries. This is why it is important to consult an attorney before you agree to any payments!

While Rhode Island and Massachusetts workers’ compensation laws share some similarities, be mindful to talk to an attorney licensed and up to date on your state’s laws.

How Can Bottaro Injury Lawyers Help Me Receive Worker’s Compensation Benefits?

We at Bottaro Injury Lawyers are familiar with insurance companies’ attempts to pay out employees as little as possible when tragedy strikes on the job. A licensed Rhode Island or Massachusetts attorney can help you value your workers’ compensation claim, ensure that you abide by all notice and filing requirements, appeal your claim to the appropriate administrative court, and/or file a lawsuit on your behalf.

Remember, workers’ compensation law in each state is nuanced. After an injury, it’s the last thing you want to worry about interpreting. Call us now to help navigate your claim!

It’s Good to Know Mike Bottaro – 24/7 Top-Rated Personal Injury Help

At Bottaro Injury Lawyers, we care for people. Attorney Mike Bottaro and his award-winning legal team handle all types of personal injury cases throughout Rhode Island and Massachusetts. We can even help with cases in other states as well. We pride ourselves on our honesty, integrity, and results. Contact us 24/7 in any method you prefer for a fast, free, and confidential consultation about your case. Text or call us at 401-777-7777 or fill out our free and confidential online form. We are here to serve and help you!